Tel: (617) 288-2420


Savings Deposits

We're 75% Higher!
BFCU0.250% APY
Boston Metro average
0.142% APY

Our share account is a dividend earning savings account and is required to establish membership at BFCU.  

Other secondary share accounts are also available, in addition to the initial share account.

We offer a wide range of products and services designed to help you save money and earn more while doing it. Because we’re a credit union, and not for profit, we’re able to offer the most competitive rates on all types of deposit accounts that you wouldn’t find at most banks or other financial institutions. 

In addition to attractive rates, security of your deposits is a priority of BFCU too. All of your accounts are protected by federal deposit insurance provided by NCUA (National Credit Union Administration) and deposits in excess of federal insurance limits are insured by MSIC (Massachusetts Share Insurance Corporation).


Table data for Share Account
 Rates Effective 04-17-2021
Dividend Rate APY Alert Me
Secondary Share Accounts include Real Estate Suspense, Insurance, IRA Share, and VISA Autopay 0.25% 0.25%
The minimum balance required to open a Share Account and IRA Share Account is $25.00. IRA (Individual Retirement Account). APY (Annual Percentage Yield). Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. Rates are subject to change at any time.