Vehicle Loans

Looking to buy a new or used car, boat or motorcycle?

Here's how we can put you in the driver's seat for savings:

  • Borrow up to 100% of the purchase price for a new auto or up to 100% of the Kelly Blue Book Value for a used auto.
  • Borrow up to 80% of the NADA Book Value of a new or used boat.
  • Sales tax and associated fees can also be added to the amount financed
  • Take advantage of a low annual percentage rate

New/Used Auto and Motorcycle

  •  Rates Effective 01-17-2018
Credit Score 48 Month Rate/APR1 48 Month Payment Example/$1,000 60 Month Rate/APR2 60 Month Payment Example/$1,000 72 Month Rate/APR3 72 Month Payment Example/$1,000 Alert Me
750 + 2.49% $5.06/week 2.75% $4.13/week 2.75% $3.49/week
700 - 749 3.49% $5.17/week 3.75% $4.23/week 3.75% $3.59/week
650 - 699 4.49% $5.27/week 4.75% $4.34/week 4.75% $3.70/week
600 - 649 6.49% $5.49/week 7.49% $4.64/week 7.49% $4.00/week
550 - 599 7.49% $5.60/week 8.49% $4.75/week 8.49% $4.12/week
< 550 10.49% $5.93/week 11.49% $5.10/week 11.49% $4.47/week
Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties.
  • 1Older than 2013 Up to 48 Months
  • 22013 - 2014 Up to 60 Months
  • 32015 - New Model up to 72 Months

 

New/Used Auto and Motorcycle Payment Examples

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$20,000 48 Months 2.49% $101.20 208 $21,048.85
$20,000 60 Months 2.75% $82.49 260 $21,446.39
$20,000 72 Months 2.75% $69.67 312 $21,734.86

New/Used Boat

  •  Rates Effective 01-17-2018
Term Rate APR Payment Example per $1,000 Alert Me
6 years 7.99% 7.99% $4.06/Week
Rate reflects .50% discount for automatic payments from your BFCU account.

New/Used Boat Payment Example

  •  
Amount Term APR Weekly Payment Amount # of Weekly Payments Total of Payments Alert Me
$20,000 6 Years 7.99% $81.12 312 $25,306.74