Vehicle Loans

Looking to buy a new or used car, boat or motorcycle?

Here's how we can put you in the driver's seat for savings:

  • Borrow up to 100% of the purchase price for a new auto or up to 100% of the Kelly Blue Book Value for a used auto.
  • Borrow up to 80% of the NADA Book Value of a new or used boat.
  • Sales tax and associated fees can also be added to the amount financed
  • Take advantage of a low annual percentage rate

New/Used Auto and Motorcycle

  •  Rates Effective 08-20-2017
Credit Score Rate APR 48 Month Payment Example/$1,0001 60 Month Payment Example/$1,0002 72 Month Payment Example/$1,0003 Alert Me
750 + 1.99%  1.99% $5.01/week $4.05/week $3.41/week
700 - 749 2.99%  2.99% $5.11/week $4.15/week $3.51/week
650 - 699 3.99%  3.99% $5.21/week $4.25/week $3.61/week
600 - 649 5.99%  5.99% $5.41/week $4.46/week $3.82/week
550 - 599 6.99%  6.99% $5.52/week $4.56/week $3.93/week
< 550 8.99%  8.99% $5.73/week $4.78/week $4.15/week
Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties.
  • 1Older than 2012 Up to 48 Months
  • 22012 - 2013 Up to 60 Months
  • 32014 - New Model up to 72 Months

 

New/Used Auto and Motorcycle Payment Examples

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$20,000 48 Mos 1.99% $100.04 208 $20,808.12
$20,000 60 Mos 1.99% $80.82 260 $21,012.50
$20,000 72 Mos 1.99% $68.01 312 $21,218.10

New/Used Boat

  •  Rates Effective 08-20-2017
Term Rate APR Payment Example per $1,000 Alert Me
6 years 7.99% 7.99% $4.06/Week
Rate reflects .50% discount for automatic payments from your BFCU account.

New/Used Boat Payment Example

  •  
Amount Term APR Weekly Payment Amount # of Weekly Payments Total of Payments Alert Me
$20,000 6 Years 7.99% $81.12 312 $25,306.74