No Closing Cost Mortgages

Our 5 and 10 year mortgage offerings might just be the ticket to a mortgage-free retirement. If you are close to retirement or don't owe much on your mortgage and still want to take advantage of the great rates available without all of the fees associated with refinancing at other institutions, this is the answer for you.

Our 5 and 10 year mortgages are fully amortized fixed rate mortgages.  There is no money down, no points and no closing costs. And, your house will be paid off in 5 or 10 years!

Mortgage - 5 and 10 Year Fixed Rate, No Points, No Closing Costs

Term Rate APR Payment example per $1,000 Alert Me
10 Yrs 3.625% 3.625% $9.95/Month for 120 months
5 Yrs 3.500% 3.500% $18.19/Month for 60 months
All payment examples do not include taxes and insurance, therefore actual payment will be greater. Annual percentage rates effective 2/15/2017and subject to change. Other rates and terms are available and may apply based on individual credit score. Payment examples based on a loan with 0 points, 0 closing costs and 20% down payment. Members will be required to pay pre-paid interest and fund a real estate escrow account at closing. All loans are subject to credit approval. Maximum loan amount is $200,000. Not applicable for existing loans.