Consumer Loan Rates
New/Used Car and Motorcycle Loan Rates
Term | APR* | Payment Example/$1,000 |
---|---|---|
Up To 60 Month | As low as 5.49% | As low as $4.42/week |
And up to 12.49% | And up to $5.22/week | |
Up to 72 Months | As low as 5.99% | As low as $3.84/week |
And up to 12.99% | And up to $4.66/week | |
Up to 84 Months | As low as 6.99% | As low as $3.49/week |
And up to 9.99% | And up to $3.85/week |
*APR = Annual Percentage Rate
Payment examples are approximate. Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. Rates may vary based on individual credit score. No pre-payment penalties.
2024 & newer UP TO 84 MONTHS
2023 & newer UP TO 72 MONTHS
2021-2022 UP TO 60 MONTHS
2020 & OLDER UP TO 48 MONTHS
VISA Interest Rates and Interest Charges Rates
Card Type | Annual Percentage Rate (APR) for Purchases |
---|---|
VISA Classic | 13.90% |
VISA Platinum | 10.90% |
Personal Loan Rates
Term | APR | Payment Example/$1,000 |
---|---|---|
Up to 48 Months | As low as 9.99% | As low as $5.88/week |
Up to 16.99% | And up to $6.70/week |
APR = Annual Percentage Rate
Payment examples are approximate. Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. Rates may vary based on your individual credit score. Maximum loan amount is $30,000. No pre-payment penalties.
Vacation Loan Rates
Term | Rate | APR | Payment Example/$1,000 |
---|---|---|---|
1 year | 7.99% | 7.99% | $20.13/Week |
APR = Annual Percentage Rate
Payment examples are approximate. Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties.
Line of Credit Rates
Rate | APR | Payment Example/$1,000 |
---|---|---|
10.99% | 10.99% | $20.47/Week |
APR = Annual Percentage Rate.
Payment examples are approximate. Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. Maximum borrowing amount is $5,000. Minimum advance amount is $1,000. No pre-payment penalties.
High School/Elementary School Tuition Loan Rates
Term | Rate | APR |
---|---|---|
1 year | 6.99% | 6.99% |
APR = Annual Percentage Rate.
Payments are approximately $20.01 per week per $1,000.Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. Maximum borrowing amount is $15,000. Maximum term is 1 year. No pre-payment penalties.
College Tuition Loan Rates
Term | Rate | APR | Payment Example/$1,000 |
---|---|---|---|
10 Years | 6.99% | 6.99% | $2.68/Week |
APR = Annual Percentage Rate
Payments examples are approximate. Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. Maximum borrowing amount is $40,000.
Maximum term is 10 years. No pre-payment penalties.
This loan may be refinanced annually to properly meet your tuition needs.
Because this is an unsecured loan, certain underwriting restrictions may apply.
Professional Education Line of Credit (Variable Rate) Rates
Term | Rate | APR | Payment Example/$1,000 |
---|---|---|---|
Based on 5 year amortization schedule | 8.50% | 8.50% | $4.75/week |
Maximum borrowing amount is $25,000. Maximum advance is $7,500. 10 year loan based on a 5-year amortization schedule. Minimum payment will be calculated on a 5-year amortization schedule. Annual percentage rate noted above reflects a discount of 0.50% because you have 1. A checking account with BFCU, 2. A Savings account with BFCU, 3. Direct Deposit from your employer to the BFCU checking or savings account, and 4. Automatic loan payments from the BFCU checking or savings account that the direct deposit is set up with. APR = Annual Percentage Rate. Payment examples are approximate. Variable rate APR is subject to change without notice. Maximum APR is 10.00%. No pre-payment penalties. Subject to credit approval. Borrow must provide a bill or a receipt from school before advances are made. The annual percentage rate is based on the value of an index. The index is the prime rate +1 published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the higher rate will be used. We will use the most recent index value available to us as of 1 day before the date of the monthly percentage rate adjustment.