Tel: (617) 288-2420

Checking and E-Checking


Our NOW Accounts have no monthly or per item fees and we’ll even pay for your standard checks!  It is designed to make your day-to-day personal finances easy, affordable and convenient.

You can look forward to:

  • NO minimum balance requirements
  • NO annual, monthly or per item fees
  • FREE standard checks
  • FREE Online Banking with BillPay, Mobile and Text Banking*
  • EARNS Dividends
  • FREE ATM Transactions**
  • MasterMoney Debit Card
  • 24 HR Hotline

*Carrier fees may apply
**BFCU is affiliated with three ATM networks (SUM, Money Pass and Co-Op), which allows members to withdraw funds surcharge free!


Take advantage of all the perks of our regular Checking Account listed above,
plus we will rebate up to $10 in ATM Fees incurred at any ATM!!

All you have to do to receive the rebate is the following:

  • Have Direct Deposit
  • Have E-Statements
  • Use a signature transaction with Debit Card at least 10 times in one month
  • Write no more than 5 Checks

Already have a Checking account with us and want to take advantage of the E-Checking account?
No Problem!  Just call us or visit us and will make your current account an E-Checking without changing your account numbers!

Table data for NOW Account (Share Draft) and E-Checking Account
 Rates Effective 04-17-2021
Dividend Rate APY Alert Me
NOW Account (Share Draft) 0.15% 0.15%
There is no minimum balance required to open a NOW Account (Share Draft) or E-Checking Account. All of the dividend rates and APYs (Annual Percentage Yield) stated above are variable rate accounts and are subject to change at any time. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure.

Please contact 877-838-5287 to reorder your next batch of checks or you can order them online below

Reorder Checks Online Now

Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions ­­of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

Boston Firefighters Credit Union is proud to provide identity theft protection and recovery services as part of our checking accounts at no cost.

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member.

These services include:

  • Fully Managed Identity Theft Research, Remediation and Recovery – If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate who will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover you and up to three generations of family! Click here for complete Terms and Conditions.

  • Lost Document Replacement – this service provides personalized one-on-one assistance to replace identity credential documents that have been lost, stolen or destroyed in connection with your identity fraud event.

  • Identity Theft Expense Reimbursement Insurance- up to $25,000* - you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to the program limit, including reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.

  • Entitlement to Credit Monitoring – If you decide to activate this service you will receive alerts of changes to your credit file that could signal identity theft. We can even send the alerts to you in a text message for ease of use and rapid communication. The entitlement is applicable to primary account holders age 18 and older who have a valid credit file. Note: You must follow an easy activation process in order to receive the benefits of credit monitoring. If you are a Boston Firefighters Credit Union member who has a checking account and you want to learn more about how to activate your no-cost credit monitoring click here and enter your unique Enrollment ID. Next, enter your email address, complete your profile, and answer the identity authentication questions to activate this service.

Why this offer, why free?

  • BFCU always goes above and beyond to put our members first!  Due to the ongoing issues arising from the Equifax breach and others, we want to do everything we can to protect our members from identity theft and fraud.

What are the Services?

  • All checking account holders are eligible for fully managed identity theft recovery, lost document replacement and identity theft expense reimbursement insurance.  Primary account holders also receive an entitlement to continuous credit monitoring.

How do I Activate my Entitlement?

  • Each member named as the primary account holder on a checking account at Boston Firefighters Credit Union received an email from our professional partners providing this service.  This email provides additional details, including your personal Enrollment ID and activation instructions that you need to get started.  If you cannot locate this email, please contact a member service representative and we will help you.


* Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available in NY and may not be available in other U.S. territories or jurisdictions in the future.