All Deposit Account Rates

Table data for NOW Account (Share Draft)
 Rates Effective 05-22-2018
Dividend Rate APY Alert Me
NOW Account (Share Draft) 0.25% 0.25%
There is no minimum balance required to open a NOW Account (Share Draft). All of the dividend rates and APYs (Annual Percentage Yield) stated above are variable rate accounts and are subject to change at any time. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure.

Table data for Share Account
 Rates Effective 05-22-2018
Dividend Rate APY Alert Me
Secondary Share Accounts include Real Estate Suspense, Insurance, IRA Share, and VISA Autopay 0.50% 0.50%
The minimum balance required to open a Share Account and IRA Share Account is $25.00. IRA (Individual Retirement Account). APY (Annual Percentage Yield). Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. Rates are subject to change at any time.

Table data for Jake Jr. Share Account
 Rates Effective 05-22-2018
Dividend Rate APY Alert Me
0.50% 0.50%
The minimum balance required to open a Jake Jr. Share Account is $25.00. APY (Annual Percentage Yield). Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. Rates are subject to change at any time.

Table data for Club Accounts
 Rates Effective 05-22-2018
Dividend Rate APY Alert Me
All-Purpose Club Account 0.50% 0.50%
Christmas Club Account 0.50% 0.50%
There is no minimum balance required to open a Club Account. APY = (Annual Percentage Yield). Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. Rates are subject to change at any time. There is a minimum weekly deposit of $5.00. Disbursements will be made by Direct Transfer to Share Accounts in March, June, September or December for All-Purpose Club Accounts and in November for Christmas Club Accounts.

Table data for Club Accounts
 Rates Effective 05-22-2018
Dividend Rate APY Alert Me
All-Purpose Club Account 0.50% 0.50%
Christmas Club Account 0.50% 0.50%
There is no minimum balance required to open a Club Account. APY = (Annual Percentage Yield). Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. Rates are subject to change at any time. There is a minimum weekly deposit of $5.00. Disbursements will be made by Direct Transfer to Share Accounts in March, June, September or December for All-Purpose Club Accounts and in November for Christmas Club Accounts.

Table data for Jake Jr. Share Account
 Rates Effective 05-22-2018
Dividend Rate APY Alert Me
0.50% 0.50%
The minimum balance required to open a Jake Jr. Share Account is $25.00. APY (Annual Percentage Yield). Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. Rates are subject to change at any time.

Table data for Jake Jr. Tiered Rate Money Market Account (MMDA)
 Rates Effective 05-22-2018
Account Balance Dividend Rate APY Alert Me
$0.00 - $999.99 0.25% 0.25%
$1,000 - $4,999.99 0.50% 0.50%
$5,000 + 0.75% 0.75%
All of the interest rates and APYs (Annual Percentage Yield) stated above are variable rate accounts and are subject to change at any time. There is no minimum balance required to open a Jake Jr. MMDA. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure.

Table data for Term Share Certificate Account (CD) and IRA CD
 Rates Effective 05-22-2018
Term Regular Dividend Rate APY Jumbo Dividend Rate1 APY Alert Me
6 Months 1.20% 1.21% 1.45% 1.46%
1 Year 1.40% 1.41% 1.65% 1.66%
2 Years 1.60% 1.61% 1.85% 1.87%
3 Years 1.80% 1.81% 2.05% 2.07%
4 Years 2.00% 2.02% 2.25% 2.27%
5 Years 2.25% 2.27% 2.50% 2.53%
APY (Annual Percentage Yield). The minimum balance required to open a Term Share Certificate Account is $1,000. Early withdrawal penalties apply. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure. IRA (Individual Retirement Account)
  • 1Members investing $100,000 or more in aggregate Term Share Certificate Account balances will receive a Jumbo Dividend Rate of .25% over our Regular Dividend Rate for the term of investment. Existing Term Share Certificate Accounts will retain their current rate, and the Jumbo Dividend Rate will be applied to all future Term Share Certificate Accounts opened and rolled over after January 1, 2009. Early withdrawal penalties apply. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure.

Table data for Tiered Rate Money Market Account (MMDA) and IRA MMDA
 Rates Effective 05-22-2018
Account Balance Dividend Rate APY Alert Me
$0.00 - $2,499.99 0.25% 0.25%
$2,500 - $9,999.99 0.60% 0.60%
$10,000 - $24,999.99 0.80% 0.80%
$25,000 - $49,999.99 1.00% 1.00%
$50,000 + 1.40% 1.41%
All of the dividend rates and APYs (Annual Percentage Yield) stated above are variable rate accounts and are subject to change at any time. IRA (Individual Retirement Account) $2,500 is the minimum balances required to open a MMDA and IRA MMDA. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure.