Personal loans can be a simple option for many of your borrowing needs. They can be used for financial emergencies such as home and auto repairs, or even to take a great vacation. In addition, when used for consolidation, our personal loans can be a great alternative to carrying balances on high interest rate credit cards from national lenders. With our low, fixed rates, we can help you achieve your financial goals in an easy and affordable way.
| Credit Score | Rate | APR | Payment Example per $1,000 | Alert Me |
|---|---|---|---|---|
| 750 + | 7.99% | 7.99% | $5.62/week | Receive a notification when this rate changes |
| 700-749 | 8.99% | 8.99% | $5.73/week | Receive a notification when this rate changes |
| 650-699 | 10.99% | 10.99% | $5.95/week | Receive a notification when this rate changes |
| 600-649 | 11.99% | 11.99% | $6.06/week | Receive a notification when this rate changes |
| 550-599 | 13.99% | 13.99% | $6.28/week | Receive a notification when this rate changes |
| < 550 | 14.99% | 14.99% | $6.40/week | Receive a notification when this rate changes |
| APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Maximum loan amount is $30,000. Maximum loan term is 4 years. No pre-payment penalties. |
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| Loan Amount | Term | APR | Weekly Payment | # of Weekly Payments | Total of Payments | Alert Me |
|---|---|---|---|---|---|---|
| $30,000 | 4 years | 10.99% | $179.59 | 208 | $37,352.76 | |
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Planning a trip? Let us help you finance it with our new vacation loan!
| Term | Rate | APR | Payment Example per $1,000 | Alert Me |
|---|---|---|---|---|
| 1 year | 5.99% | 5.99% | $19.83/Week | |
| APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties |
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| Loan Amount | Term | APR | Weekly Payment | # of Weekly Payments | Total of Payments | Alert Me |
|---|---|---|---|---|---|---|
| $5,000 | 1 year | 5.99% | $99.11 | 52 | $5,153.69 | |
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Need some extra cash to get that perfect holiday gift? Let BFCU Help you! You work hard all year long to make ends meet, but when the holidays come around you may find that you don't have the money to do things for the people you care about. At BFCU, we strive to serve all of your financial needs. Therefore, we are proud to offer you a holiday loan to supplement your seasonal spending budget.
| Term | Rate | APR | Payment Example per $1,000 | Alert Me |
|---|---|---|---|---|
| 1 Year | 5.00%* | 5.00%* | $19.73/Week | |
| APR = Annual Percentage Rate. Qualification restrictions apply. Rate reflects .50% discount for automatic payments from your BFCU account. Payment is $19.73/Week per $1,000 borrowed for 12 months. No pre-payment penalties. Available October until December | ||||
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| Loan Amount | Term | APR | Weekly Payments | # of Weekly Payments | Total of Payments | Alert Me |
|---|---|---|---|---|---|---|
| $5,000 | 1 Year | 5.00% | $98.95 | 52 | $5,144.92 | |
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Our Line of Credit (LOC) Program is designed for quick and easy access to excess funds or emergency cash up to $5,000. Whether it's to hold you over until payday or to pay for an unexpected expense, the LOC provides immediate access in person or by phone. Most members use this in conjunction with their BFCU Checking account to provide the ultimate in convenience.
| Rate | APR | Payment Example per $1,000 | Alert Me |
|---|---|---|---|
| 10.99% | 10.99% | $20.47/Week | |
| APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $5,000. Minimum advance amount is $1,000. No pre-payment penalties. |
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| Loan Amount | Term | APR | Weekly Payment | # of Weekly Payments | Total of Payments | Alert Me |
|---|---|---|---|---|---|---|
| $5,000 | N/A | 10.99% | $102.36 | 52 | $5,322.33 | |
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