Personal Loans

 

Personal loans can be a simple option for many of your borrowing needs. They can be used for financial emergencies such as home and auto repairs, or even to take a great vacation. In addition, when used for consolidation, our personal loans can be a great alternative to carrying balances on high interest rate credit cards from national lenders. With our low, fixed rates, we can help you achieve your financial goals in an easy and affordable way.

Personal Loan

  •  Rates Effective 08-20-2017
Credit Score Rate APR Payment Example per $1,000 Alert Me
750 + 7.99% 7.99% $5.62/week
700-749 8.99% 8.99% $5.73/week
650-699 10.99% 10.99% $5.95/week
600-649 11.99% 11.99% $6.06/week
550-599 13.99% 13.99% $6.28/week
< 550 14.99% 14.99% $6.40/week
Rate reflects .50% discount for automatic payments from your BFCU account.
Maximum loan amount is $30,000.
Maximum loan term is 4 years.
No pre-payment penalties.

Personal Loan Payment Example

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$30,000 4 years 10.99% $179.59 208 $37,352.76

 

 

Planning a trip?  Let us help you finance it with our new vacation loan!

Vacation Loan

  •  Rates Effective 08-20-2017
Term Rate APR Payment Example per $1,000 Alert Me
1 year 5.00% 5.00% $19.73/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties

Vacation Loan Payment Example

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$5,000 1 year 5.00% $98.62 52 $5,128.04

 

 

 

Need some extra cash to get that perfect holiday gift? Let BFCU Help you! You work hard all year long to make ends meet, but when the holidays come around you may find that you don't have the money to do things for the people you care about. At BFCU, we strive to serve all of your financial needs. Therefore, we are proud to offer you a holiday loan to supplement your seasonal spending budget.

Holiday Loan

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Term Rate APR Payment Example per $1,000 Alert Me
1 Year 4.90%* 4.90%* $19.72/Week*
1 Year 7.00% 7.00% $19.93/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Available October, November, December. October start date to be determined on an annual basis. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties. APR = Annual Percentage Rate. *Qualification restrictions apply. Rate requires payroll deduction or qualified credit score with direct deposit and automatic payment.

Holiday Loan Payment Example

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Loan Amount Term APR Weekly Payments # of Weekly Payments Total of Payments Alert Me
$5,000 1 Year 4.90% $98.57 52 $5,125.53
$5,000 1 Year 7.00% $99.62 52 $5,179.92

 

Our Line of Credit (LOC) Program is designed for quick and easy access to excess funds or emergency cash up to $5,000. Whether it's to hold you over until payday or to pay for an unexpected expense, the LOC provides immediate access in person or by phone. Most members use this in conjunction with their BFCU Checking account to provide the ultimate in convenience.

Line of Credit

  •  Rates Effective 08-20-2017
Rate APR Payment Example per $1,000 Alert Me
10.99% 10.99% $20.47/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $5,000. Minimum advance amount is $1,000. No pre-payment penalties.

Line of Credit Payment Example

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$5,000 N/A 10.99% $102.36 52 $5,322.33