Personal Loans

 

Personal loans can be a simple option for many of your borrowing needs. They can be used for financial emergencies such as home and auto repairs, or even to take a great vacation. In addition, when used for consolidation, our personal loans can be a great alternative to carrying balances on high interest rate credit cards from national lenders. With our low, fixed rates, we can help you achieve your financial goals in an easy and affordable way.

Table data for Personal Loan
 Rates Effective 05-22-2018
Credit Score Rate APR Payment Example per $1,000 Alert Me
750 + 7.99% 7.99% $5.62/week Receive a notification when this rate changes
700-749 8.99% 8.99% $5.73/week Receive a notification when this rate changes
650-699 10.99% 10.99% $5.95/week Receive a notification when this rate changes
600-649 11.99% 11.99% $6.06/week Receive a notification when this rate changes
550-599 13.99% 13.99% $6.28/week Receive a notification when this rate changes
< 550 14.99% 14.99% $6.40/week Receive a notification when this rate changes
Rate reflects .50% discount for automatic payments from your BFCU account.
Maximum loan amount is $30,000.
Maximum loan term is 4 years.
No pre-payment penalties.

Table data for Personal Loan Payment Example
 
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$30,000 4 years 10.99% $179.59 208 $37,352.76

 

 

Planning a trip?  Let us help you finance it with our new vacation loan!

Table data for Vacation Loan
 Rates Effective 05-22-2018
Term Rate APR Payment Example per $1,000 Alert Me
1 year 5.99% 5.99% $19.83/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties

Table data for Vacation Loan Payment Example
 
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$5,000 1 year 5.99% $99.11 52 $5,153.69

 

 

 

Need some extra cash to get that perfect holiday gift? Let BFCU Help you! You work hard all year long to make ends meet, but when the holidays come around you may find that you don't have the money to do things for the people you care about. At BFCU, we strive to serve all of your financial needs. Therefore, we are proud to offer you a holiday loan to supplement your seasonal spending budget.

Table data for Holiday Loan
 
Term Rate APR Payment Example per $1,000 Alert Me
1 Year 5.00%* 5.00%* $19.73/Week*
*APR = Annual Percentage Rate. Qualification restrictions apply. Rate reflects .50% discount for automatic payments from your BFCU account. Payment is $19.73/Week per $1,000 borrowed for 12 months. No pre-payment penalties. Available October 23, 2017 until December 29, 2017

Table data for Holiday Loan Payment Example
 
Loan Amount Term APR Weekly Payments # of Weekly Payments Total of Payments Alert Me
$5,000 1 Year 5.00% $98.95 52 $5,144.92

 

Our Line of Credit (LOC) Program is designed for quick and easy access to excess funds or emergency cash up to $5,000. Whether it's to hold you over until payday or to pay for an unexpected expense, the LOC provides immediate access in person or by phone. Most members use this in conjunction with their BFCU Checking account to provide the ultimate in convenience.

Table data for Line of Credit
 Rates Effective 05-22-2018
Rate APR Payment Example per $1,000 Alert Me
10.99% 10.99% $20.47/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $5,000. Minimum advance amount is $1,000. No pre-payment penalties.

Table data for Line of Credit Payment Example
 
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$5,000 N/A 10.99% $102.36 52 $5,322.33