All Consumer Loan Rates

Rates effective as of 08-20-2017 and subject to change.

New/Used Auto and Motorcycle

  •  Rates Effective 08-20-2017
Credit Score Rate APR 48 Month Payment Example/$1,0001 60 Month Payment Example/$1,0002 72 Month Payment Example/$1,0003 Alert Me
750 + 1.99%  1.99% $5.01/week $4.05/week $3.41/week
700 - 749 2.99%  2.99% $5.11/week $4.15/week $3.51/week
650 - 699 3.99%  3.99% $5.21/week $4.25/week $3.61/week
600 - 649 5.99%  5.99% $5.41/week $4.46/week $3.82/week
550 - 599 6.99%  6.99% $5.52/week $4.56/week $3.93/week
< 550 8.99%  8.99% $5.73/week $4.78/week $4.15/week
Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties.
  • 1Older than 2012 Up to 48 Months
  • 22012 - 2013 Up to 60 Months
  • 32014 - New Model up to 72 Months

New/Used Auto and Motorcycle Payment Examples

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$20,000 48 Mos 1.99% $100.04 208 $20,808.12
$20,000 60 Mos 1.99% $80.82 260 $21,012.50
$20,000 72 Mos 1.99% $68.01 312 $21,218.10

 

New/Used Boat

  •  Rates Effective 08-20-2017
Term Rate APR Payment Example per $1,000 Alert Me
6 years 7.99% 7.99% $4.06/Week
Rate reflects .50% discount for automatic payments from your BFCU account.

New/Used Boat Payment Example

  •  
Amount Term APR Weekly Payment Amount # of Weekly Payments Total of Payments Alert Me
$20,000 6 Years 7.99% $81.12 312 $25,306.74

 

VISA Interest Rates and Interest Charges

  •  Rates Effective 08-20-2017
VISA Classic VISA Platinum Alert Me
Annual Percentage Rate (APR) for purchases 12.90% 9.90%
Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. If you are charged interest, the charge will be no less than $0.50.

 

 

 

 

Personal Loan

  •  Rates Effective 08-20-2017
Credit Score Rate APR Payment Example per $1,000 Alert Me
750 + 7.99% 7.99% $5.62/week
700-749 8.99% 8.99% $5.73/week
650-699 10.99% 10.99% $5.95/week
600-649 11.99% 11.99% $6.06/week
550-599 13.99% 13.99% $6.28/week
< 550 14.99% 14.99% $6.40/week
Rate reflects .50% discount for automatic payments from your BFCU account.
Maximum loan amount is $30,000.
Maximum loan term is 4 years.
No pre-payment penalties.

Personal Loan Payment Example

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$30,000 4 years 10.99% $179.59 208 $37,352.76

Vacation Loan

  •  Rates Effective 08-20-2017
Term Rate APR Payment Example per $1,000 Alert Me
1 year 5.00% 5.00% $19.73/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties

Vacation Loan Payment Example

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$5,000 1 year 5.00% $98.62 52 $5,128.04

Holiday Loan

  •  
Term Rate APR Payment Example per $1,000 Alert Me
1 Year 4.90%* 4.90%* $19.72/Week*
1 Year 7.00% 7.00% $19.93/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Available October, November, December. October start date to be determined on an annual basis. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties. APR = Annual Percentage Rate. *Qualification restrictions apply. Rate requires payroll deduction or qualified credit score with direct deposit and automatic payment.

Holiday Loan Payment Example

  •  
Loan Amount Term APR Weekly Payments # of Weekly Payments Total of Payments Alert Me
$5,000 1 Year 4.90% $98.57 52 $5,125.53
$5,000 1 Year 7.00% $99.62 52 $5,179.92

Line of Credit

  •  Rates Effective 08-20-2017
Rate APR Payment Example per $1,000 Alert Me
10.99% 10.99% $20.47/Week
Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $5,000. Minimum advance amount is $1,000. No pre-payment penalties.

Line of Credit Payment Example

  •  
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments Alert Me
$5,000 N/A 10.99% $102.36 52 $5,322.33

 

 

 

 

High School/Elementary School Tuition Loan

  •  Rates Effective 08-20-2017
Term Rate APR Alert Me
1 year 6.99% 6.99%
Payments are approximately $20.01 per week per $1,000. Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $15,000. Maximum term is 1 year. No pre-payment penalties.

High School/Elementary School Tuition Loan Payment Example

  •  
Loan Amount Term APR Payment Amount # of Weekly Payments Total of Payments Alert Me
$10,000 1 year 6.99% $200.14 52 $10,406.83

College Tuition Loan

  •  Rates Effective 08-20-2017
Term Rate APR Payment Example per $1,000 Alert Me
10 Years 6.99% 6.99% $2.68/Week
Rate reflects .50% discount for automatic payments from your BFCU account.
Maximum borrowing amount is $40,000.
Maximum term is 10 years.
No pre-payment penalties.

This loan may be refinanced annually to properly meet your tuition needs.
Because this is an unsecured loan, certain underwriting restrictions may apply.

College Tuition Loan Payment Example

  •  
Amount Term APR Payment Amount # of Weekly Payments Total of Payments Alert Me
$30,000 10 Years 6.99% $80.16 520 $41,679.69